KINGSTON — Ulster Savings Bank and the United Way of the Dutchess-Orange Region would like to invite the public to a FREE Virtual Homebuyer Seminar at 10 a.m. Feb. 24.

This informational seminar will provide details on mortgage options available for homebuyers. Ulster Savings Bank’s Mortgage Trainer and Business Services Manager David Friedman (NMLS- 404771) is the presenter. He has been in the mortgage industry for over 25 years and has done homebuyer seminars for hundreds of clients in Dutchess, Ulster, Orange, and Westchester counties in that time.

The seminar will cover the many critical steps to owning your own home. Discussion topics will include the following: Steps in getting pre-qualified; Credit scores and why they are important; Documentation needed to apply; Low down payment options; Choosing the right lender; What to expect during the buying process. Participants in this seminar will receive a $750 Homebuyer Credit* when they submit their qualifying home purchase application. Sign-up today at

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